1. Subject matter
These Terms of Use (ToU) govern access to and use of the HalalStack service, available at halalstack.app, published on a personal and non-commercial basis by Wael Benamor (natural person, residing in France). HalalStack is currently in free beta phase: no paid service is being marketed. This halal wealth information and tracking tool is intended for personal use. It does not constitute a financial advisory service, investment advisory service, or Islamic opinion (fatwa).
2. Pricing and subscriptions
HalalStack offers three subscription plans: Free (no charge), Premium (€9.99 incl. VAT/month) and Family (€19.99 incl. VAT/month). Prices are stated in euros inclusive of all applicable taxes. The free plan provides access to basic features with no commitment. Paid plans are billed monthly with automatic renewal. Prices may be modified with 30 days' notice.
3. Duration and cancellation
Paid subscriptions are open-ended and automatically renewed each month. Subscribers may cancel at any time from the Subscription page of their account (Preferences → Subscription → Cancel). Cancellation takes effect at the end of the current subscription period. No pro-rata refund is made for the remaining period, except upon exercise of the right of withdrawal under Article 4.
4. Right of withdrawal
Under applicable consumer protection law, consumers have 14 days from the date of subscription to a paid plan to exercise their right of withdrawal, without giving reasons. This right may be exercised by email to benamor.wael@gmail.com. In the event of withdrawal within the statutory period, a full refund will be made within 14 days of receipt of the request. Activation of the digital service implies express waiver of the right of withdrawal if premium access has been used.
5. Liability
Information provided by HalalStack (valuations, Sharia statuses, Zakat calculations, AI responses) is for indicative purposes only. HalalStack shall not be liable for investment decisions, financial losses, or any consequences arising from use of the service. Sharia statuses displayed do not constitute fatwas and do not replace the opinion of a qualified scholar for your personal situation.
6. Intellectual property
All HalalStack content (code, texts, analyses, screening algorithms, graphical interface) is protected by copyright and belongs to Wael Benamor or his partners. Any reproduction, modification or distribution without written authorisation is prohibited.
7. Personal data
Personal data processing is described in the Privacy Policy, accessible at /en/legal/confidentialite. By subscribing to HalalStack, the user accepts this policy.
8. Governing law and jurisdiction
These Terms of Service are governed by French law. In the event of a dispute not resolved amicably, the Paris Judicial Court (Tribunal Judiciaire de Paris) shall have exclusive jurisdiction. For consumer disputes, users may also use the EU online dispute resolution platform: https://ec.europa.eu/consumers/odr
9. Contact
For any questions regarding these Terms of Use: support@halalstack.app — HalalStack, published on a personal basis by Wael Benamor (natural person, France). In free beta phase, no paid service is being marketed.
10. Mediation
In accordance with Article L.612-1 of the French Consumer Code, if a dispute cannot be resolved amicably with our customer service (contact@halalstack.app) within a reasonable time, you have the right to use the following mediation service free of charge: Consumer mediator: [Consumer mediator — to be designated after CECMC/FEVAD membership — TODO Wael] Address: [postal address to be completed] Website: [URL to be completed] For cross-border consumer disputes within the European Union: https://ec.europa.eu/consumers/odr // TODO Wael: replace placeholders after FEVAD membership (~€200/year) or ANM (recommended deadline: before J-42 beta launch).
11. HalalStack Community — Publication Rules
The Community section allows users to share opinions on listed assets. Mandatory rules: • Comments and ratings constitute personal opinions. They do not constitute investment advice within the meaning of Article L541-1 of the French Monetary and Financial Code, nor validated religious opinions (fatwas). • It is strictly prohibited to publish: (a) direct buy or sell advice (e.g. 'buy this asset', 'sell now'), (b) price predictions or price targets, (c) trading signals or links to signal groups, (d) insults or defamatory content, (e) links to third-party websites outside halalstack.app. • Any content violating these rules is automatically submitted for moderation before publication. An approved comment may be subsequently removed if a violation is detected. • HalalStack reserves the right to suspend or permanently ban any account that repeatedly publishes disguised investment advice. • Users agree that their comments may be moderated by HalalStack in accordance with these Terms.