Learn Islamic Finance
Educational articles on Islamic finance — AAOIFI methodology, practical cases, madhabs.
Educational content. Does not constitute financial advice or a personal fatwa.
Educational articles on Islamic finance — AAOIFI methodology, practical cases, madhabs.
Educational content. Does not constitute financial advice or a personal fatwa.
Should you pay Zakat on your personal jewelry? It depends on your legal school. Explanation of Hanafi, Maliki, Shafi'i and Hanbali positions.
Is your property zakatable? It depends on its use. Fiqh explanation (AAOIFI SS35): residence = 0, rental = income only, resale = market value.
Nisab, hawl, ownership, freedom, maturity: the 5 conditions for Zakat to be obligatory. Nisab calculation in euros with practical examples.
USDT and USDC are doubtful under R6. The critical distinction: in-transit usage (tolerated) vs. storage for yield (haram). Full analysis of rule R6.
Understanding the three core pillars of halal finance: riba (interest), gharar (uncertainty) and maysir (gambling). A clear introduction for beginners.
Hanafi, Maliki, Shafi'i, Hanbali: understanding the practical differences between the four Islamic schools for modern investments.
Since Ethereum's move to PoS (The Merge, 2022), staking raises complex Sharia questions. HalalStack verdict: doubtful (HCS 68 Hanafi). Full explanation.
Sharia analysis of Bitcoin under rules R1 and R2. The position of Mufti Faraz Adam and the scholar debate. HalalStack verdict: halal (HCS 100) per AAOIFI methodology.
Nisab, hawl, the 2.5% rate, personal conditions, zakatable assets: the five pillars of Zakat calculation explained clearly, without needless jargon.
Two recognised methods, a worked example on €5,000, and the link with the app's Zakat calculator. Active trader or long-term investor: the method doesn't change the rate, but it changes the base.
HalalStack shows three verdicts: Halal, Doubtful, Haram. What does each mean? And what to do when an asset is 'Doubtful' — it's not a dead end, it's an invitation to dig deeper.
Apple has ~$95 billion in debt. Yet it can still pass the halal filter. Understanding the debt / market-cap ratio, the 33% threshold of Sharia indices (DJIM/S&P/MSCI) vs the stricter 30% AAOIFI, an...